
CMTPL is not just liability insurance it’s a safe and reliable companion for every driver.It protects you not only from legal consequences but also from financial and social burdens by compensating for property and personal damages caused in the event of a road accident.


When you choose health insurance, you’re choosing more than coverage—you’re choosing peace of mind.A step toward a life where your health takes priority, and worries fade into the background.Because your time matters.


CASCO insurance is more than just car protection. It’s a way to secure your goals and ensure the continuity of your normal life, since a number of unexpected incidents involving your car can no longer hinder your freedom of movement.


Travel insurance is a piece of the real sense of freedom. When you’re preparing for your next adventure, exploring new cultures, unfamiliar cities, and unexpected moments, remember that true peace of mind begins with safety.


Your Property is more than just a buildingYour property—whether it’s a house, office, summer home, warehouse, or any other space—is not just a structure.It is the result of your hard work, a continuation of your goals, and a reflection of your responsibility toward the future.A home is a symbol of comfort, memories, family, and security.


Life is full of uncertainties, but when you're prepared for the unexpected, everything becomes easier to overcome. Accident insurance is your reliable companion designed to protect you and your loved ones in the most unforeseen moments.


When you explore new directions and opportunities, it’s important to know that the cargo you send, your goods and investments are protected at every step of the journey.


Banks are one of the cornerstones of any country’s financial system, and ensuring their uninterrupted operation is an objective necessity.SIL Insurance offers the following coverage options under its Banking Risk Insurance program


Guarantees are widely used tools in both domestic and international commercial transactions. They serve as a means of ensuring trust in the fulfillment of obligations. Through guarantee insurance, compensation is provided for damages resulting from the failure or improper performance of the obligations defined in a contract between the Insurer and the Beneficiary.


Construction is a cornerstone of any society an indicator of a country’s development. However, alongside its positive impact, construction also involves significant risks. During the course of work, structures, equipment, and property may be damaged, and unfortunately, there can also be risks to life and health.


A sense of responsibility is rightfully considered one of the highest human values. However, throughout life, anyone even unintentionally can cause harm to another person. In such cases, the law imposes a compensation obligation, which can result in a significant financial burden.

Transporting valuable items is inherently a high-risk process. The likelihood of damage or loss is significant, and the responsibility is substantial.


Agricultural Insurance is a pilot program that operates on a voluntary basis. It is designed to support agricultural businesses by insuring orchards, fields, and farmlands.


SIL INSURANCE ICJSC offers insurance coverage related to the operational risks of aircraft.The insurance contract includes։Aircraft Insurance Insurance is provided for cases of loss, disappearance (including search and rescue expenses), or damage to the aircraft.Accident Insurance for Crew and Service PersonnelAir Carrier Liability Insurance, specifically: Liability insurance for passengers and third parties Insurance for the safekeeping of cargo and registered baggage Passenger Compensation for Flight Delays


Purchasing your dream home can now be not only real, but also fast and pleasant.Thanks to Private Mortgage Insurance, you can now buy an apartment by paying just 10% upfront, while the remaining required portion—10% for primary market or 20% for secondary market can be insured by SIL Insurance.📌 How does it work?Let’s say you want to buy an apartment worth 10 million AMD: Previously, you would need to pay 30% upfront (3 million AMD) to qualify for a mortgage. Now, with just a 10% down payment (1 million AMD) and insurance coverage for the missing 20%, you can get a mortgage loan for up to 90% of the property value.


Call Us
The first and simplest step after the incident is to contact us — 060 54 00 00

Follow Our Guidance
We will tell you what documents are needed, how to prepare the application, and what to do at each stage. If a medical certificate, photo, or any additional document is required, our team will provide clear instructions.
We Will Go Through the Rest of the Journey With You
We will manage the decision-making process, the compensation procedure, and all the details. You will be regularly informed about the progress.
May be extended in case of appeals.
You can appeal within 5 business days via email mentioned in the contract. You may request:
Learn more about timeframes and pricing for re-evaluations:
Once your claim is submitted, the process follows these steps:
Decision-making phase:
After the insurer receives all necessary documents, a decision will be made within 15 working
days—either to approve or deny the claim.
Payment phase:
If the claim is approved, compensation will be paid within 15 working days following the decision.
Decision-making phase
Once all necessary documents are submitted, the insurance company will make a decision within
20 working days.
Payment phase
If the claim is approved, the compensation payment will be made within an additional 20 working
days, starting from the date of the decision.
Providing accurate documentation ensures the process efficiency and minimizes inconvenience.