Date of birth - June 24, 1967
Place of birth - Yerevan
Citizenship - Republic of Armenia
Marital Status - Married
EDUCATION
1988 - 1993 - Agrarian Academy of Armenia
WORK EXPERIENCE
08.02.2012 – as of now - “SIL INSURANCE” ICJSC, Board Chairman
20.11.1995 – 28.07.1996 - “SIL-Training” LLC, Company President
20.09.1993 – 18.11.1995 - “Saturn Association” LLC, Manager
Date of birth - January 8, 1982
Place of birth - Yerevan
Citizenship - Republic of Armenia
Marital status - Married
EDUCATION
1998 - 2003 - Yerevan State Institute of Economics, Faculty of Finances
WORK EXPERIENCE
SIL INSURANCE ICJSC
08.08.2018 as of now - Deputy Board Chairman
01.09.2016 - 07.08.2018 - Board member
18.07.2012 - 31.08.2016 - CEO
23.09.2011-17.07.2012 - Chairman of the Board
09.06.2005 - 22.09.2011 - CEO
ARMECONOMBANK OJSC
29.08.2003 - 09.06.2005 - Controller of the Control Department, Leading Specialist
Date of birth - December 20, 1979
Place of birth - Republic of Armenia
Citizenship - Republic of Armenia
Marital status - Single
EDUCATION
2004 - PhD in Economics
2001-2004 - Yerevan State Institute of Economics, PhD
1996-2001 - Yerevan State Institute of Economics, Faculty of Engineering Economics, “Mathematical Methods and Operations Research in Economics” Unit, Economist-Mathematician, Degree of Excellence
WORK EXPERIENCE
“SIL INSURANCE” ICJSC
21.01.2009 – as of now - Board Member
“ARMECONOMBANK” OJSC
03.02.2011 – as of now - Head of Strategy and Risk Management Department
01.07.2006-03.02.2011 - Head of Strategy and Risk Management Unit
30.05.2005 - 01.07.2006 - Specialist of Strategy and Risk Management Department
TRAININGS
10.10.2009-17.10.2009 - European Bank for Reconstruction and Development, Seminar on “Business and Risk Management”, Vienna, Austria
Date of birth - May 10, 1986
Place of birth - Yerevan
Citizenship - Republic of Armenia
Marital status - Single
EDUCATION
2007 - 2009 - Yerevan State University, Faculty of Mathematics / Actuary Mathematics, Master’s
2003 - 2007 - Yerevan State University, Applied Mathematics and Informatics Bachelor’s
WORK EXPERIENCE
2014 – as of now - “SIL INSURANCE” ICJSC, Board Member
2010 – as of now - “Actuarial Society of Armenia”, NGO President
2013 Dec. – 2014 Sept. - “Export Insurance Agency of Armenia” ICJSC, Actuary
2008 May – 2013 June - “SIL INSURANCE” ICJSC, Actuary
Date of birth - September 26, 1988
Place of birth - Yerevan
Citizenship - Republic of Armenia
Marital status - Single
EDUCATION
2010-2013 – Yerevan State University, Faculty of Economics, International Economic Relations
2004-2008 - Yerevan State University, Faculty of Economics, General Economics
WORK EXPERIENCE
10.08.2018 as of now - SIL INSURANCE ICJSC, Board Member
01.03.2011- 30.07.2018 - Central Bank of Armenia, Financial Supervision Department, Supervisor
Date of birth - September 29, 1986
Place of birth - Yerevan
Citizenship - Republic of Armenia
Marital status - Single
EDUCATION
2016 as of now - Russian-Armenian Slavonic University, Business and Economics Institute, Management, Applicant
2002-2007 - Armenian State University of Economics, Faculty of Finance, Insurance department
WORK EXPERIENCE
22.11.2017 - as of now - SIL INSURANCE ICJSC, Executive Director
08.09.2017 - 22.11.2017 - SIL INSURANCE ICJSC, Deputy Board Chairman
May 2010- Sept. 2017 - Central Bank of Armenia, Financial Supervision Department, Supervisor
April 2009 - April 2010 - Central Bank of Armenia, Administration
TRAININGS
2017 - “Risk-based supervision, exchange of experience within the framework of EURASES”, Dilijan, EAEU
2016 - Regional Seminar for Insurance Supervisors in Central and Eastern Europe, Transcaucasia and Central Asia on Supervision of Insurers’ Enterprise Risk Management (ERM), Lithuania, Vilnius,
2015 - Ministry of Finance Insurance Supervision Authority of Slovenia, Experience of Introduction of Solvency II in Slovenia,
2014 - Exchange of Insurance companies' supervision experience within the framework of EURASES, Kazakhstan, Almaty, EAEU
2013 - "Financial reporting, Early warning Indicators and Stress testing", European Central Bank, Frankfurt,
2013 - Current processes and trends of insurance supervision development in Germany, BaFin, Germany.
Date of birth - October 30, 1992
Place of birth - Yerevan
Citizenship - Republic of Armenia
Marital status - Single
EDUCATION
2009-2014 - Yeravan State University, Faculty of Mathematics and Mechanics, Actuarial and Fianancial Mathematics department
WORK EXPERIENCE
13.09.2018 as of now- "SIL INSURANCE" ICJSC, Responsible Actuary
01.04.2014 – 12.09.2018 - "SIL INSURANCE" ICJSC, Agents' regulation department lead specialist
Date of birth – April 13, 1990
Place of birth - Syunik
Citizenship - Republic of Armenia
Marital status - Married
EDUCATION
2013-2015 - Yerevan State University, Faculty of Economics, Master's Degree.
2007-2011 - Yerevan State University, Faculty of Economics, Bachelor's Degree.
WORK EXPERIENCE
14.06.2021 as of now - SIL INSURANCE ICJSC, Chief Compliance Officer
01.09.2014 - 14.06.2021 - Central Bank of Armenia, Financial Supervision Department, Supervisor
01.08.2014 - 31.08.2014 - AMERIABANK CJSC, Generation 3, Intern
TRAININGS
2019 - 6-th World Conference of Insurance Supervisors, Germany, Frankfurt, ECB
2017 - 9-th International Insurance Conference of Central Asia, Kazakhstan, Almaty.
2017 - Protection and Financial Stability of Insurers within Risk Management, Armenia, Dilijan.
CERTIFICATIONS
ICA - ICA Certificate in Compliance
ACCA - F1, F4 Certificate
Introductory course of the Central Bank of RA - Certificate
Date of birth - February 1, 1987
Place of birth - Yerevan
Citizenship - Republic of Armenia
Marital status - Single
EDUCATION
2007 - 2009 - Yerevan State University, Faculty of Mathematics
2003 - 2007 - Yerevan State University, Faculty of Mathematics
WORK EXPERIENCE
01.09.2016 - as of now - “SIL INSURANCE” ICJSC, Deputy CEO
11.03.2013 - 31.08.2016 - “SIL INSURANCE” ICJSC, Board member
01.03.2013 - 10.03.2013 - “SIL INSURANCE” ICJSC, Advisor to the Director
16.04.2012 - 28.02.2013 - “Ingo Armenia” ICJSC, Actuary
21.02.2011 - 31.10.2012 - “Cascade Insurance” ICJSC, Actuary
10.04.2009 - 31.12.2010 - “Ingo Armenia” ICJSC, Actuary
31.05.2008 - 15.03.2009 - “London-Yerevan Co.” ILLC, Actuary
Date of birth - July 6, 1964
Place of birth - Yerevan
Citizenship - Republic of Armenia
Marital status - Married
EDUCATION
1981 – 1986 - Russian and Foreign Languages Pedagogical Institute after V. Bryusov, History and English Unit
1986 – 1990 - PhD in “Ethno Sociology”, Institute of Archeology and Ethnography of the Academy of Sciences of Armenia
WORK EXPERIENCE
21.02.2014 – as of now - “SIL INSURANCE” ICJSC, Deputy CEO
Sept. 2012 – Feb. 2014 - “Nairi Insurance” ILLC, Deputy CEO
April 2012 –Sept. 2012 - “Arinterlev” LLC (Medassist Medical Centre), Director
April 2005 – April 2012 - “Cascade Insurance” ICJSC CEO, Deputy CEO
March 2000 – March 2005 - “SIL INSURANCE” ICJSC, CEO
April 1996 – Feb. 2000 - “Armenian Financial Insurance Company”, CEO
Sept. 1994 – April 1996
Sept. 1992 – Sept. 1994 - “SAMI” Armenian-Syrian Joint Venture General Director
Jan. 1990 – Aug. 1992 - “SED MARSED” Consulting Company, Deputy President
Aug. 1986 – Jan. 1990 - History and Geography Teacher
CERTIFICATIONS
Dec. 1994 - Certificate on the 1st class Specialist of Stock Market, issued by the Ministry of Finances of RA
Aug. 1995 – Sept. - Certificate on the Stock Market Management Training Program, issued by the Business School of Concordia University (Oregon, Portland, USA)
Oct. 1995 – Nov. - German Stock Market Training Program at the Frankfurt Stock Exchange
Sept. 1996 – Nov. 1996 - Certificate on Special Training Program (SABIT) in the insurance field, organized by the US Trade Department (USA)
1999 - Certificate on “Insurance Field Specialist”, issued by the Insurance School of the Ministry of Finances of RA
Oct. 2003 - “Insurance Field Study” Exchange Program (USA)
Date of birth - January 16, 1979
Place of birth - Yerevan
Citizenship - Republic of Armenia
Marital status - Married
EDUCATION
1995 - 1999 - State Engineering University of Armenia, Faculty of Equipment Construction
1996 - 1998 - State Engineering University of Armenia, Financial Banking
WORK EXPERIENCE
“SIL INSURANCE” ICJSC
05.10.2016 - as of now - CEO
01.09.2016 - 04.10.2016 - Charge d’Affair of the CEO
18.07.2012 - 31.08.2016 - Deputy CEO
07.03.2012 - 17.07.2012 - Charge d’Affair of the CEO
18.01.2012 - 06.03.2012 - Deputy CEO
15.11.2011 -17.01.2012 - Advisor to the CEO
“ARMECONOMBANK” OJSC
31.10.2011 -15.11.2011 - “ABOVYAN” branch, Deputy Head, Head of Credit-Deposit Unit
14.12.2009 -10.02.2011 - “MYASNIKYAN” branch, Deputy Head, Head of Credit-Deposit Unit
07.04.2009 - 14.12.2009 - “EREBUNI” branch, Deputy Head, Head of Credit-Deposit Unit
12.12.2005 - 07.04.2009 - “ZVARTNOTS” branch, Head
“ARMSBERBANK” CJSC
22.08.2002 - 12.12.2005 - “SPANDARYAN” branch, Senior Agent
Date of birth - September 22, 1980
Place of birth - Yerevan
Citizenship - Republic of Armenia
Marital status - Married
EDUCATION
1997-2002 - Yerevan State Institute of National Economics
WORK EXPERIENCE
“SIL INSURANCE” ICJSC
16.07.2008 – as of now - Chief Accountant
24.06.2008 - 15.07.2008 - Accountant
“ARMECONOMBANK” OJSC
03.10.2006 - 23.06.2008 - “Tigran Mets” branch, Chief Accountant
05.06.2006 - 02.10.2006 - “Kentron” branch, Deputy Chief Accountant
04.01.2006 - 04.06.2006 - “Araratyan” branch, Chief Accountant
04.10.2004 - 03.01.2006 - “Kentron” branch, Deputy Chief Accountant
27.07.2004 - 03.10.2004 - “Kentron” branch, Accountant - Cashier
10.06.2003 - 26.07.2004 - “Khorhrdayin” branch, Accountant - Cashier
Upon discrepancies between the English and the Armenian versions of the published information, the Armenian version shall prevail.
“Sil Insurance” ICJSC shall be waived from the liability of the links within the website that lead to other websites, their content accuracy, truthfulness, the advertisements put there, as well as possible circumstances of the information put on the website.
Հայաստանի Ավտոապահովագրողների Բյուրոյի խորհրդի սույն թվականի հունվարի 26-ի թիվ 5-Լ որոշման համաձայն` 2023 թվականի ապրիլի 1-ից ԱՊՊԱ ոլորտում կիրառվող բոլոր ապահովագրավճարները հաշվարկվելու են Ապահովագրական ընկերությունների կողմից մշակված գնագոյացման մոդելների (այսուհետ՝ Մոդել) հիման վրա։ ՍԻԼ ԻՆՇՈՒՐԱՆՍ ԱՓԲԸ մոդելի հիման վրա հաշվարկված բազային ապահովագրավճարները տատանվում են 24,000 – 82,000 ՀՀ դրամի սահմաններում, որի վրա կիրառելով պայմանագրի ժամկետից կախված կարգավորիչ գործակիցները և Ապահովադրի ԲՄ դասին համարժեք գործակիցը ստացվում է վերջնական ապահովագրավճարը։ Մոդելի հաշվարկման հիմքում ընկած են Ապահովադրի գրանցման մարզը, ՏՄ մակնիշը և այլ ռիսկային գործոններ, որոնց առավել մանրամասն կարող եք ծանոթանալ և հաշվարկել Ձեր ՏՄ–ի ապահովագրավճարը ստորև ներկայացված հաշվիչի միջոցով։
* You can get information on your current bonus-malus class online through CMTPL online surveys section located on Bureau’s website.
In case of inquiries regarding the CMTPL calculator please call us at (+37460) 54-00-00, or email at [email protected], or visit the Company’s office at 3 and 5 Aram St., Yerevan, RA.
