MOTOR INSURANCE

The activities that you have planned can be disturbed in just one second due to a road traffic accident or another unpleasant incident. You are going to be forced to forget about your plans and focus your attention on the unpleasant incidents, accidents and its consequences instead. Problems arise when accident consequences require immense financial means and loss of time. You can forget about the mentioned problems for good by insuring your vehicle at “SIL INSURANCE” ICJSC.

INSURED RISKS

PHYSICAL DAMAGE, LOSS, HIJACKING

• Road Traffic Accident
• Natural disasters (thunderbolt, storm, flood, hail, etc.)
• Fire, explosion or self-explosion
• Animal acts
• Damage of the vehicle as a result of falling of flying objects, as well as trees, stones and other objects
• Third party illegal acts
• Hijacking risks: theft, robbery, banditry, etc. of the vehicle or its parts

In addition, the hijacking risk can be excluded from the policy, upon your will, at the signing of the Insurance policy.

PERSONAL ACCIDENTS

• Death of the driver and passengers as a result of an accident
• Total permanent disability of the driver and passengers
• Grounded and necessary medical expenses of the first aid to the driver and passengers

THIRD PARTY LIABILITY

• Damage made to the life, health and working efficiency and/or the property of the third parties during the exploitation of the vehicle

INSURANCE TERRITORIES

We offer motor insurance coverage in the territory of RA, NKR, Georgia, CIS countries and Iran.

INSURANCE RATES

Below you can see the ranges of Motor insurance rates per specific risks:

1. Physical damage, theft of the vehicle: 0.73% - 9.57%
2. Personal accident of the driver and passengers: 0.05% - 0.55%
3. Third party liability (voluntary): 0.05% - 3.16%